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Employer Stop Loss

RBS Re has a Stop Loss product specifically for employer groups.  The benefits to the employer include:

Individual coverage with specific retention levels.
Aggregate coverage for total claims protection.

RBS Re provides employer stop loss contracts to self-funded clients with 51 or more full time employees.  Through our expertise in the Managed Care reinsurance unit, RBS Re has the unparalleled ability of evaluating networks and applying the maximum value of the provider network utilized by the administrator to the employee stop loss quote.

  • Stop Loss Product
    A.M. Best "Excellent" Rated Carrier
    Target Market-51 Lives and Up
    Provider Network Evaluation
    Group Life Not Required
    Flexible Stop Loss Contract
    Medical Conversion Available
  • Rate Considerations
    Managed Care Plan Designs
    Negotiated Provider Arrangements
    Cost Containment Programs
    Established Maternity Programs
    Benefit Maximums
  • Specific Coverage
    Specific Retentions starting at $25,000.
    Annual Limits up to $5,000,000.
    Significant discounts given to RBS Re approved Managed Care Networks.
    Aggregating Specific Deductibles offered.
    Advanced Funding is available to select groups.
    Flexible incurred and paid contract terms.
  • Aggregate Coverage
    Annual Limits up to $1,000,000
    Monthly Accommodation Available
    Terminal Liability available
    Rx, Dental , Vision and Weekly Income may be covered.
    Flexible incurred and paid contract terms

Coverage is underwritten by HM Life Insurance Company or Highmark Casualty Insurance Company, Pittsburgh, PA in all states except New York under policy form series GP895, GP895C, HL601, HC601, HL904, HC PEL1105 or similar. In New York, coverage is underwritten by HM Life Insurance Company of New York, New York under policy form series GP895, HL601 or similar. The coverage or service requested may not be available in all states.