Employer Stop Loss

As more employers, including HMOs and other health plans, choose to self-fund their health benefits for employees, they seek financial protection from losses associated with catastrophic claims. To meet this need, RBS Re brings its experience in the health plan marketplace together with the expertise of HM Insurance Group, one of the nation’s leading Stop Loss insurance carriers, to provide a wide variety of flexible risk management solutions.

Stop Loss product highlights include:

  • Specific and Aggregate coverage with a wide-range of contract periods and deductible levels
  • Flexible policies that match the underlying plan design
  • Multiple funding, termination, renewal and rate cap options
  • Unlimited Specific coverage maximums to comply with health care reform


All plans get the additional value of services provided through our Navigator program, saving more money from the first dollar.

Contact the RBS Re team to see how we can combine the health plan expertise of RBS Re with HM Insurance Group’s leading Employer Stop Loss offerings into a seamless risk management solution for your group.


Contact RBS Re

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Learn About HM Insurance Group

See why HM is a leader in the Employer Stop Loss market.

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